Triage
RoxyKovu · macOSFirst aid for your money.
Triage is a local-first Mac app for people tackling real debt. Track net worth, every account, and high-interest balances in one calm command center, then let on-device AI turn your numbers into a payoff plan. No account, no cloud, no bank logins. Your financial data never leaves your Mac.
Coming soon to the Mac App Store
Every account. One workspace.
Net worth, debt, cash, and spending in a single clean view. Triage tracks checking, savings, credit cards, loans, and investments, charts your net worth and debt-payoff trajectory over time, and breaks spending down by category. No spreadsheets, no fifteen browser tabs.
Open it and know where you stand.
A dashboard that reads like a situation report: net worth, debt by APR, upcoming promotional deadlines, what is due today, and recent activity. The numbers that decide your month, up front, the moment you launch.
A payoff plan built on your real numbers.
Triage AI reads your actual balances, APRs, minimum payments, and promotional-financing deadlines, then builds a month-by-month payoff roadmap that prioritizes the balances bleeding you fastest. It also drafts a realistic monthly budget and answers plain questions about your money. All of it runs on your Mac.
The numbers that matter, in one place.
- Net worth
- Debt & APRs
- Promo deadlines
- Budgets
- Accounts
- Transactions
Every account type, each debt with its APR, credit limit, and minimum payment, deferred-interest promo balances with a countdown to the cliff, category budgets, and a full transaction ledger. Triage flags unusual charges and writes you a plain-language summary of the month.
Your money stays your business.
- No account
- No server
- Encrypted on device
- AI runs on your Mac
- No tracking
There is no Triage account and no Triage server. Your accounts, balances, and transactions live in an encrypted database on your Mac. The AI runs on-device by default using Apple's built-in models. Cloud AI is strictly opt-in, off by default, and uses your own provider key with account and card numbers redacted before anything leaves the machine. No analytics, no telemetry, no ads. Optional iCloud sync between your own devices is end-to-end encrypted.
Bring statements, not bank logins.
- CSV
- OFX
- QFX
Drop a bank statement or export into the inbox. Triage parses it, cleans up messy merchant names, suggests categories, and routes rows to the right account, then shows you a review screen where nothing commits until you say so. No screen-scraping, no handing a third party your online-banking password.
Triage on macOS.
Coming soon.
Triage is in the final stretch before the Mac App Store. The app is free. The Triage AI tier, the payoff roadmap, auto-budget, and the assistant, is free for 3 days, then a one-time $0.99 unlock. No subscription. Everything else stays free. Built for macOS 26 and Apple Silicon.
Coming soon to the Mac App Store
Triage is a personal finance tracking tool, not investment, financial, legal, tax, or accounting advice, and is not a bank, broker, or lender. Full disclaimer